Prepared for you
Your quote is one row on the broker's grid, so send the page that explains it.
The spreadsheet still goes out, and the link beside it carries your plan builder, the laser scenario and your claims service.
The plan builder
The CFO can price the laser before your call, not after the renewal.
- A 15% rate cap in year two
- No new lasers at renewal
- Claims paid in five business days
Year-one specific premium for Oakline, 640 lives
$522,240
No laser on this quote, and Harrow adds none at renewal.
A laser at or under the deductible changes nothing.
The laser lowers the premium, and Oakline keeps more of that one claim.
After the broker forwards it
The broker forwards your quote, and you still see who read which part.
- Readers verify their email first
- Forwards show up as new readers
- Minutes on every part of the quote
Through the 1/1 rush
The broker still gets the spreadsheet, and the link rides in the same email.
- A draft is ready in about a minute
- Dark until your underwriter approves
- A clean PDF for the file
The live version, with the laser scenario and the year-two cap, is here:
harrowspecialty.com/q/oaklineApproved · v2
What stop-loss teams ask us first.
Something else? Email bob@unfairly.ai.
Brokers won't forward a link. Why bother?
You don't replace what they need. The spreadsheet and a clean PDF still go out for the grid. The link rides in the same email, and the people who open it, the CFO most of all, see your quote the way your underwriter would present it.
Our claims reports carry PHI. How does that work?
Large-claim detail stays in your underwriting file. The quote page shows totals and scenarios, never a row per person, and identifying data is refused at intake. Readers can be asked to verify their email, and nothing goes out before your team approves it.
Can it run on our rating logic?
Yes. We build the plan builder and the laser scenario from your own method, and your underwriters check the first quotes before anything is sent.
We already have a platform that shows engagement.
Keep it. This is the quote itself, designed in your brand on your domain, with the scenarios your underwriters would walk a CFO through. Opens and readers can post back to your systems.
What does it cost?
A fixed monthly fee based on how many templates you need and how many quotes you send, quoted after one call. Rebuilding one past quote as a live page is free.
Send us a quote you lost on price, and get it back as a live page in 48 hours.
It's free, and we'll show you what the CFO would have seen.