# Wise: brand book and build spec

Wise's brand: Bright Green and Forest Green with white and an 8% Forest neutral, Inter for everything plus the proprietary Wise Sans for capital-letter shouts, circular flags, pill controls and photographic tapestries. The guide (wise.design, archived) gives colour, product colour tokens, typography rules, logo, icons, flags, photography, tone of voice, motion principles, grid, spacing and radius tokens. This book adds the measured anatomy of the wise.com homepage (US, 2026-10-29) and a calibrated open stand-in for Wise Sans.

From unfairly.ai/brand-guidelines/wise, checked 2026-10-29. Unofficial study; not affiliated with Wise.

Every value is labelled with where it came from: **published** (the brand says it), **observed** (measured or seen on its live site, with the date), **our reading** (inferred from the evidence) or **our recipe** (how we apply the system). Files beside this one: tokens.css, tokens.json (DTCG 2025.10), kit.json.

**Thesis (our reading):** Wise looks like its product: one loud green field and one loud typeface up top, then calm white and green-tinted panels where every number is plain and every control is a pill. Based on: The homepage spends its brand volume in the first screen (green + Wise Sans) and keeps the rest product-like, exactly the colour-balance order the guide publishes for product screens.

## Purpose

Mission: Building the fairest way to move, manage, and grow money for everyone, everywhere (published; https://wise.design/brand (Wise brand page, live, read 2026-10-29))

| Value | What it means in the work | Source |
|---|---|---|
| Your money, not ours | what Wise believes; it makes Wise different | published: https://wise.design/brand (Wise brand page, live, read 2026-10-29) |

## Fixed and flexible

Never changes:
- Bright Green #9FE870 and Forest Green #163300 lead; green first and last
- Wise Sans capitals for short display lines only; Inter for the rest, never capitals
- Circular flags
- Pill controls and rounded cards
- Logo clear space one Fast Flag, min 35px

The one thing that varies: How loud a piece is: from the calm product-like homepage panels to campaign pieces with secondary colours, tapestries and international glyphs.

## Positioning

- **Statement**: A global money account and transfer service that is faster, cheaper and more transparent than banks (our reading)
- **Category**: International money transfer and multi-currency accounts (observed)
- **Audience**: People and businesses living international lives (published)
- **Promise**: The fast way to send money abroad (observed)
- **Differentiators**: Mid-market rate with fees shown up front; Most transfers arrive in seconds; Coverage: 140+ countries, 40+ currencies

## Messaging

Boilerplate (published): Wise is building the fairest way to move, manage, and grow money for everyone, everywhere.

Taglines:
- Money without borders (wise.design/brand)
- Your money, not ours (wise.design/brand (what we believe))
- The fast way to send money abroad (wise.com hero (US, 2026-10-29))

| Pillar | Claim | Proof | Label |
|---|---|---|---|
| Price | highly competitive and open about what we charge |  | published |
| Speed | works instantly, globally, unlike banks |  | published |
| Transparency | honest about how customers’ money works and how Wise makes its own |  | published |
| Coverage | international from day one, at home and around the world |  | published |
| Security | protects all the money held and moved daily |  | published |
| Convenience | tools that over-deliver for every customer, every time |  | published |

Real lines, as they wrote them:
| Line | Channel | Source |
|---|---|---|
| "The fast way to send money abroad" | wise.com hero | https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29) |
| "100% transparent pricing" | wise.com | https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29) |
| "Make your money do more" | wise.com | https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29) |
| "Safe at every step" | wise.com | https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29) |
| "Excellent everywhere" | wise.com | https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29) |
| "Built for business too" | wise.com | https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29) |
| "Take Wise everywhere you go" | wise.com | https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29) |
| "Wise works nearly everywhere" | wise.com | https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29) |
| "Your money not ours" | wise.design/brand | https://wise.design/brand (Wise brand page, live, read 2026-10-29) |

## Voice

Tone words: intrepid, universally authentic, delightfully simple, concise, energetic.

Traits:
- Intrepid, but not disruptive for its own sake (published)
- Universally authentic, but not different by place or audience (published)
- Delightfully simple, but not simplistic (published)

- Homepage voice (what a landing page follows): the guide's "Converting customers" tone: direct and concise, real language, lead with the customer benefit. Sentence-case Inter copy, short benefit headlines in Wise Sans capitals, hard numbers with footnotes (20 seconds, 77%, 140+ countries, 18.9 million customers). Uses we and you ("We'll discount our fee", "Here’s how we keep each dollar safe"). No wordplay, no glyphs, no slang
- Campaign voice (the guide, "Standing out"): short and sweet, full of energy, lots of colour; alliteration and currency play ("Kuna to krona", "Cha-ching"), international glyphs in headlines, secondary colours. Use only for campaign pieces, never on the homepage rebuild
- Write headlines as if subcopy were illegal (published); keep translations tight: text grows about 30% in translation (published)
- Spelling on the US site is mixed: Specialized, authorized (US) beside licences, Help centre (UK). Keep each label as recorded

Rules a copy check enforces:
- Never: west-centred currency defaults (GBP/USD/EUR as the only examples). Say a spread of currencies instead
- Upper case headlines
- Inter is never set in all caps (published)
- No stiff sales jargon on landing pages (published)

Their words: money without borders, fast, instant, transparent, fair, everywhere, mid-market rate, international, send, receive, convert, spend.

## Color

| Name | Hex | Role | Use |
|---|---|---|---|
| Bright Green | #9FE870 | primary brand colour | primary brand colour; hero and nav ground, accent buttons (Interactive Accent), chips, Wise bar in the comparison; RGB 159/232/112, CMYK 47/0/72/0, PANTONE 7487 |
| Forest Green | #163300 | primary brand colour | primary brand colour; headline and link colour on green (Content Link, Interactive Primary/Control), primary CTA fill, testimonial card ground; RGB 22/51/0, CMYK 54/0/100/80, PANTONE 2411 |
| Bright Orange | #FFC091 | secondary palette, marketing only once green is established | secondary palette, marketing only once green is established; PANTONE 163 |
| Bright Yellow | #FFEB69 | secondary palette | secondary palette; PANTONE 113 |
| Bright Blue | #A0E1E1 | secondary palette | secondary palette; PANTONE 310 |
| Bright Pink | #FFD7EF | secondary palette | secondary palette; PANTONE 671 |
| Dark Purple | #260A2F | secondary palette (dark) | secondary palette (dark); PANTONE 5255 |
| Dark Gold | #3A341C | secondary palette (dark) | secondary palette (dark); PANTONE 448 |
| Dark Charcoal | #21231D | secondary palette (dark) | secondary palette (dark); PANTONE 446 |
| Dark Maroon | #320707 | secondary palette (dark) | secondary palette (dark); PANTONE 4975 |
| Content Primary | #0E0F0C | product token: headings and emphasised text | product token: headings and emphasised text; section H2s and card titles on the homepage |
| Content Secondary | #454745 | product token: most body text | product token: most body text; lead paragraphs and card bodies on the homepage |
| Content Tertiary | #6A6C6A | product token: placeholders and the Optional label only | product token: placeholders and the Optional label only |
| Interactive Secondary | #868685 | product token: input/checkbox borders, de-emphasised interactivity | product token: input/checkbox borders, de-emphasised interactivity; never text. Homepage: unselected chip border |
| Background Neutral (Forest Green at 8%) | #EDEFEB | product token #16330014 (shown here as its flat value on white, #EDEFEB | product token #16330014 (shown here as its flat value on white, #EDEFEB; as a CSS colour use rgba(22,51,0,0.08)) = Forest Green at alpha 0.08; delineates areas without borders. Homepage: pricing, coverage, disclaimer, footer grounds, product cards, comparison bars, benefit avatars |
| Border Neutral, use at 12% alpha rgba(14,15,12,0.12) | #0E0F0C | USE AT 12% ALPHA: rgba(14,15,12,0.12) (product token #0E0F0C1F | USE AT 12% ALPHA: rgba(14,15,12,0.12) (product token #0E0F0C1F; renders #E2E2E1 on white). Never the solid hex: this swatch is the base colour only. Separators, hairlines, flag borders, card outlines |
| Sentiment Negative | #A8200D | product token: errors and destructive actions | product token: errors and destructive actions |
| Sentiment Positive | #2F5711 | product token: positive alerts | product token: positive alerts |
| Sentiment Warning | #EDC843 | product token: warning backgrounds only, never text | product token: warning backgrounds only, never text |
| Base Dark | #121511 | product token: dark informational elements | product token: dark informational elements |
| White | #FFFFFF | Background Screen / Elevated, Base Contrast / Light | Background Screen / Elevated, Base Contrast / Light; the most prominent UI colour |

Proportion (published; Published as an order, not percentages: white most, then neutral, then content greys, then Forest for interactivity, then a pop of Bright Green (product screens). On the homepage the hero inverts this: Bright Green dominates the first screen): White 33%, Neutral 27%, Content greys 20%, Forest Green 13%, Bright Green 7%.

## Typography

| Role | Their face | Licence | Open stand-in (Google Fonts) | Fallback |
|---|---|---|---|---|
| display | Wise Sans | Proprietary to Wise; not available. Stand-in Plus Jakarta Sans 800 (OFL), 0.9032x size, letter-spacing -0.095em, word-spacing 0.13em, -webkit-text-stroke 0.03em currentColor (amounts 0.045em) | Plus Jakarta Sans | Inter, sans-serif |
| body | Inter | SIL OFL (Google Fonts) | Inter | Inter, Helvetica, Arial, sans-serif |

| Role | Token | Face | Desktop | Phone | Line height | Tracking | Weight |
|---|---|---|---|---|---|---|---|
| Hero H1, "Excellent everywhere", "Take Wise everywhere you go". Stand-in px shown. Recipe: Plus Jakarta Sans 800, uppercase, letter-spacing -0.095em, word-spacing 0.13em, -webkit-text-stroke 0.03em currentColor | --text-display-xl-* | display | 79.9px | 40.6px | 0.9415 | -7.59px | 800 |
| Section H2 (100% transparent pricing, Make your money do more, Safe at every step, Built for business too). Stand-in px shown; Plus Jakarta Sans 800, uppercase, letter-spacing -0.095em, word-spacing 0.13em, -webkit-text-stroke 0.03em currentColor, #0E0F0C | --text-display-l-* | display | 52.4px | 36.9px | 0.9408 | -4.98px | 800 |
| Calculator amounts. Stand-in px shown: desktop both rows 47px; phone "You send" 30.7px, "Recipient gets" 47px (not 30.7). Plus Jakarta Sans 800, stroke 0.045em currentColor, letter-spacing per number | --text-amount-* | display | 47px | 30.7px | 1.66 | -5.83px | 800 |
| Wise amount in the comparison bar; 3.4% APY tile. Stand-in px shown; Plus Jakarta Sans 800, letter-spacing -0.10em, stroke 0.045em currentColor | --text-amount-s-* | display | 36.1px | 21.7px | 0.942 | -3.61px | 800 |
| Coverage H2 "Wise works nearly everywhere" (sentence case, Inter) | --text-h2-inter-* | body | 44.75px | 34.45px | 1.27 | -1.34px | 600 |
| Lead paragraph under section H2s | --text-lead-* | body | 20px | 17.27px | 1.4 | 0.1px | 400 |
| Hero subtitle | --text-hero-sub-* | body | 20px | 17.27px | 1.4 | 0.1px | 600 |
| Product card title | --text-card-title-* | body | 24.5px | 19.27px | 1.3 | -0.37px | 600 |
| Benefit, security-row and quote titles | --text-item-title-* | body | 20px | 17.27px | 1.4 | 0.1px | 600 |
| Card body, security body, footer links | --text-body-l-* | body | 18px | 15.27px | 1.44 | 0.18px | 400 |
| Benefit body, disclaimer text, legal lines | --text-body-* | body | 16px | 14px | 1.5 | 0.08px | 400 |
| Buttons, nav links, chips, link-buttons | --text-label-* | body | 16px | 16px | 1.5 | -0.176px | 600 |
| Calculator labels, notes, chips, comparison fee lines | --text-small-* | body | 14px | 14px | 1.55 | -0.08px | 400 |
| Footer column heading | --text-footer-head-* | body | 18px | 15.27px | 1.44 | 0.18px | 600 |

## Layout

Measured on https://wise.com/: Playwright at 1440x900 and 390x844 (Chrome 130 Mac UA), page at rest at scroll 0, computed styles and bounding boxes, page coordinates, 2026-10-29.

| Measure | Desktop (1440) | Phone (390) |
|---|---|---|
| Page margin | 100px | 16px |
| Section padding | 56px | 48px |
| Container max width | 1240px | full |
| Hero text width | max 605px | full |
| Grid columns | 12 | 6 |
| Gutter | 32px | 12px |
| Card gap | 28px | 28px |
| Navigation height | 76px | 76px |

Breakpoints from Wise's CSS: 479, 767, 991, 1199, 1440px.

Homepage bands, top to bottom (observed):
1. Nav
   - Desktop: y0-76; logo 88x20 at x94 y28; links Inter 600 16
   - Phone: y0-67; logo, Sign up pill, hamburger; 1px hairline
   - same green as the hero
   - not sticky
2. Hero
   - Desktop: y76-1247; H1 y151, subtitle y320, CTA y442, card 515x644 at y546
   - Phone: y67-1188; H1 3 lines at 131, CTA full width at 398, card 360x662 at y478
   - centred stack
   - calculator is the hero visual
3. Flags strip
   - Desktop: y1247-1335, 88px discs
   - Phone: y1188-1238, 50px discs, no pill
   - straddles the green/white seam
4. Benefits
   - Desktop: y1335-2334; columns 338 wide; video 1240x651 radius 28
   - Phone: y1238-2310; rows at 1287 / 1461 / 1635 (174 pitch); video 358x477 at 1833
   - 72px neutral icon avatars
   - icons mass-payout / switch / headset
5. Pricing comparison
   - Desktop: y2390-3506; card 1092 wide radius 30 + soft shadow
   - Phone: y2359-3612; card full bleed y2735-3437
   - bar length = amount received
   - heading ink #0E0F0C, never #163300
6. Products
   - Desktop: y3506-4500; cards 395x533 radius 28
   - Phone: y3612-5515; cards at 3945 / 4425 / 4906
   - outlined buttons in cards
   - heading ink #0E0F0C, never #163300
7. Security
   - Desktop: y4556-5295; photo 555x739
   - Phone: y5564-6721; text then photo at 6244
   - rows split by 12% hairlines
   - heading ink #0E0F0C, never #163300
8. Testimonials
   - Desktop: y5351-5949; cards 392x542 bleeding off the right
   - Phone: y6769-7543; cards 277x445 at 7098 scroll sideways
   - Bright Green text on Forest
   - heading ink #0E0F0C for the H2 on white, never #163300
9. Business
   - Desktop: y6006-6858
   - Phone: y7591-8526; text then photo at 8001
   - amount pills baked into the photo
   - heading ink #0E0F0C, never #163300
10. App download
   - Desktop: y6914-7829; card 1252x690 radius 38
   - Phone: y8574-9034, 460 tall; no QR
   - ground = assets/tapestry-video-frame0.jpg (warm red-pink), never tapestry-01.jpg
   - heading ink #0E0F0C, never #163300
11. Coverage
   - Desktop: y7829-8853
   - Phone: y9034-9750; only 4 links at rest
   - the one sentence-case Inter H2 on the page
   - heading ink #0E0F0C, never #163300
12. Disclaimers
   - Desktop: y8853-9588
   - Phone: y9751-11198; card 9831-11118 (1287 tall)
   - small Inter #454745
13. Footer
   - Desktop: y9588-10983
   - Phone: y11198-13849, one column
   - links #163300, headings #0E0F0C

## Page anatomy

How Wise's own landing pages are built, part by part (observed; https://wise.com/ (US locale served to this capture: Wise US Inc), 2026-10-29). A homepage pattern, not a brand law: follow it for landing pages.

**Navigation**
- summary: One 76px Bright Green bar, the same ground as the hero so nav and hero read as one green field. Logo left, three product links after it, utilities and a Forest pill Sign up on the right. No border, no shadow on desktop.
- ground: #9FE870
- height: 76px desktop; 67px phone (66 + 1px hairline)
- border: none desktop; phone has a 1px bottom hairline, Forest Green at 12% (renders #8ED162)
- logo: variant Wise wordmark with Fast Flag, Forest Green #163300 (assets/wise-logo-forest.svg, viewBox 0 0 88 20); px 88x20 desktop and phone; position x94 y28 desktop; x32 y23 phone
- links: count 3 primary + 3 utilities + Sign up; labels Personal, Business, Platform (left, after the logo); then right-aligned: EN (with a 20px circular US flag before it; button labelled Location and language), Help, Log in, Sign up. Verbatim, in this order; size Inter 600 16/24, tracking -0.176px; weight 600; color #163300; alignment primary links start x210 (116px right of the logo's left edge): pill buttons exactly 32 tall: padding 4px 12px around a 24px line (4 + 24 + 4 = 32; never 8px vertical padding, which makes 40), at x210 (90 wide), x300 (93), x393 (88), y22. Utilities right-aligned ending x1346: EN x1058 (73), Help x1132 (59), Log in x1191 (70), Sign up x1265 (81)
- actions: Sign up: Forest #163300 pill 81x32, label #9FE870 Inter 600 16. Log in is a plain text pill, not a button
- sticky: no: the nav scrolls away with the page (position sticky inside its own wrapper only; at scroll 2000 it sits at -76)
- phone: shows logo left (x32 y23 88x20), Sign up pill 74x32 at x244 y17, a 24px hamburger (three lines, #163300) at x334 y21; menu hamburger "Open navigation menu"; the primary links and utilities move into the menu; cta Sign up stays visible in the bar
- mega menu: Hover panels (Personal/Business/Platform) exist but are closed at rest; do not draw them

**Hero**
- summary: Full-bleed Bright Green band holding a centred stack: a two-line Wise Sans capitals headline (lines forced: THE FAST WAY TO / SEND MONEY ABROAD), a 3-line Inter 600 subtitle, one Forest pill Sign up, then the white send-money calculator card overlapping nothing, centred, ending 57px above the band bottom. The band ends in the flags strip, whose discs straddle green and white.
- desktop: column split single centred column; vertical anchors band y76 to y1247 (padding 56 top and bottom). H1 box y151-301 (2 lines of 75.2px; cap-top ink y162.1 and y237.3, baselines y224.1 and y299.3: with the stand-in, whose cap-top sits 8px into its line, the block top is y154.1), line 1 THE FAST WAY TO 605px wide (x417), line 2 SEND MONEY ABROAD 809px wide (x315). Subtitle box x417-1022 (605 wide) y320-404, 3 lines of 28px, centred. Sign up 200x48 at x620 y442. Calculator card x463-978 (515 wide) y546-1190 (644 tall); text max width H1 sits in the 1240 container and wraps naturally into 2 lines; subtitle max 605px; media frame no photo; the calculator card is the hero media: white, radius 38 (37.5), no shadow, no border; cta size 200x48 pill, Forest fill, Bright Green label
- phone: order nav, H1 (3 lines: THE FAST / WAY TO SEND / MONEY ABROAD), subtitle (4 lines), Sign up full width 358x48, calculator card; alignment centred text in a 358px column at x16; sizes H1 Wise Sans 44.9 (stand-in 40.6) / line 38.2 at y131-245 (cap-top ink y136.8 / 175.0 / 213.2), lines forced THE FAST / WAY TO SEND / MONEY ABROAD (163, 244, 306px wide); subtitle Inter 600 17.27/26 at y262-366 (4 lines); Sign up 358x48 at y398; calculator card x15-375 (360 wide: it overhangs the 358 column by 1px each side; draw it at x15, 360 wide) y478-1140, radius 32, padding 16. Phone calculator anchors: rate pill 219x40 at x140 y494; You send exactly y536; USD select 99x40 at x31 y564; send amount 1,000.00 Wise Sans 34px (stand-in 30.7px, cap-top ink y564.8), right-aligned ending x335, chevron-left at x343; info bar x31-359 y612-663 (51 tall, wraps to 2 lines: question, then We'll discount our fee); Recipient gets y705; EUR select 97x40 at x31 y733; received amount 889.84 Wise Sans 52px (stand-in 47px, cap-top ink y733.7), ending x335, 155px wide: the biggest number on the phone screen, never shrink it to the send size; hairline y797; Arrives row 72 tall at y806 (48px circle at x31 y818); Total fees row 94 tall at y886 (Included in USD amount wraps to 2 lines; 5.47 USD pill 102x32 at x256 y907: transparent, no fill or border, padding 5/8/5/12, the same underlined Inter 600 14 label + chevron); Send money 328x48 at x31 y1012; View popular destinations 247x48 at x72 y1076; card ends y1140
- at rest: The plain white calculator card starts at y546 directly under the Sign up button (as in ref/home-desk-fold.png). Some loads insert an extra top card (a tapestry photo with SEND SECURELY TO 140+ COUNTRIES) above the calculator, pushing everything down 230px; that is an A/B variant, not the resting state: never draw it.
- calculator: Card padding 28. (1) Rate pill right-aligned at x730 y574, 220x40, fill rgba(62,59,7,0.07), radius pill, padding 8/12/8/16: 16px padlock (assets/icons/padlock.svg), a 1px x 20px divider (#0E0F0C at 12%), "Guaranteed for 8h" Inter 600 14, 16px chevron-right. (2) "You send exactly" Inter 400 14 #0E0F0C at y616. (3) Row y644 (40 tall): currency select USD 99x40 at x491 (padding 8: 24px flag at x499, 4px gap, USD at x527, 4px gap, 18px chevron at x564-582; a tight cluster, see components.currency_select); amount 1,000.00 Wise Sans 52 #163300 right-aligned ending x925; a 16px chevron-left #163300 at x923-939, y656 (it ends 10px inside the card content edge x950; never at x945). (4) Info bar x497-950 (452.6 wide) y692.5, 29.7 tall, ONE line on desktop (white-space nowrap), fill #E0F7F7, radius 10, display inline-flex, padding 4px 8px, gap 6px between the 16px tag icon (assets/icons/tags.svg, x505, vertically centred) and the text (text starts x527, 414.6px wide; 8 + 16 + 6 + 414.6 + 8 = 452.6). Text Inter 14/21.7 letter-spacing -0.084px #0E0F0C: "Sending over 25,000 USD or equivalent? " (269.2px) + bold underlined "We'll discount our fee" (145.4px, x796-941). Never an 8px gap and never wider tracking: either makes it wrap to 51px. Phone wraps to 2 lines (51.4 tall) as specified below. (5) "Recipient gets" at y765; row y793: EUR select 97x40 (same 8 / 24 / 4 / code / 4 / 18 / 8 cluster), amount 890.00 Wise Sans 52 right-aligned ending x925, chevron at x923-939 y805. (6) 1px hairline #0E0F0C at 12% across x491-950 at y857. (7) Two list rows 72 tall from y866 and y946: 48px white circle with 1px #0E0F0C at 12% ring holding a 24px icon (assets/icons/lightning-bolt.svg; assets/icons/receipt.svg), text at x551: "Arrives" Inter 14 #454745 over "Today - in seconds" Inter 600 16 #0E0F0C; "Total fees" over "Included in USD amount", with "5.47 USD" Inter 600 14 #163300 underlined + 16px chevron right-aligned, inside a transparent 102x32 pill (no fill, no border, radius pill, padding 5/8/5/12). (8) Send money: Bright Green pill full width 459x48 at y1050, label #163300 Inter 600 16. (9) "View popular destinations" underlined text button centred, y1114. Numbers in the build: use 1,000.00 USD -> 890.00 EUR as in the reference; the live rate changes
- media: none (no photo in the hero); flags in the select chips: assets/flags/usd.svg, assets/flags/eur.svg (24px circles)
- type: H1 display-xl #163300 centred (the only display line on the page in Forest Green: it sits on Bright Green). Subtitle hero-sub #163300 centred, verbatim: "Send money to family and friends. Make transfers with more certainty. Most arrive in under 20 seconds.¹ Deliver to 140+ countries." The ¹ is a superscript link (Inter 600 15px desktop, 13px phone, #163300), NEVER underlined: text-decoration none on the sup and its link (the site computes text-decoration-line none on every footnote marker). Desktop breaks: Send money to family and friends. Make transfers with more / certainty. Most arrive in under 20 seconds.¹ Deliver to 140+ / countries.
- cta: One Sign up (Forest) in the hero copy; Send money (Bright Green) inside the calculator
- proof: none in the hero beyond the footnoted 20-seconds claim

**Flags strip**
- summary: A row of circular flags sitting on the seam between the green hero and the white page: the top half of the strip is Bright Green, the bottom half white.
- ground: top 44px #9FE870, bottom 44px #FFFFFF
- desktop: y1247-1335 (88 tall), centred group x304-1136. Eight slots, 9-10px apart: US disc, then a 150x88 #E2F6D5 pill (radius 450) holding an 80px #163300 circle with a 41px #9FE870 arrow-right at its right end (x468), then GB, CA, IN, ES, MX, TH discs. Each disc is an 88px white circle (4px white padding) with an 80px circular flag (assets/flags/*.svg), no border
- phone: y1188-1238: seven 50px white discs (42px flags, 4px padding) at x8, 62, 116, 170, 224, 278, 332 (US, GB, CA, IN, ES, MX, TH); no arrow pill; same half-green / half-white ground
- anatomy:
  - Static resting state is the ref: the arrow pill sits right after the US flag (animation only: the pill slides between flags)
  - No labels, no captions
- components:
  - white flag discs
  - pale green arrow pill

**Benefits**
- summary: Three icon-led benefit columns on white, then a full-width rounded video frame showing a customer with a floating Sent pill.
- ground: #FFFFFF
- desktop: Container x100-1340 from y1335, padding-top 56. Three columns x100, x551, x1002, each 338 wide: 72px #EDEFEB circle with a 32px #0E0F0C icon at y1391 (column 1 assets/icons/mass-payout.svg: an open envelope with three arrows fanning up and out; column 2 assets/icons/switch.svg: two opposing horizontal arrows; column 3 assets/icons/headset.svg: a headset with mic; never a bolt, padlock or chat bubble); title item-title Inter 600 20/28 at y1482, wrapping inside its 338px column: column 2 "An exchange rate that won’t / change" is 2 lines (y1482-1538; it is 345px on one line, wider than the column, so it breaks after "won’t"); columns 1 and 3 are 1 line. Never white-space: nowrap on these titles and never let a title overflow its column. Body Inter 16/24 #454745 8px below the title: columns 1 and 3 from y1518 (2 lines each), column 2 from y1546 (3 lines), so column 2 runs 28px lower than its neighbours, as on the site. Video frame x100-1340 y1682-2333 (1240x651), radius 28, object-fit cover (the video is 2848x1496, the same 1.90 ratio as the frame) showing assets/benefits-video-frame0.jpg; a 40px white play button with 2px #0E0F0C at 12% ring at x1280 y1702 (20px inset top-right, #454745 triangle); the Sent pill overlay centred at x430 y1960 in a 580x97 box: the art (assets/overlay-sent-pill.svg) has viewBox 608x94, so with the default xMidYMid meet it draws 580x89.7, vertically centred in the box; that letterbox is how the site renders it. Paste the SVG markup inline in the HTML (as the site does), not as <img>, so its <text> picks up the page's Inter 600. Section ends y2334 then 56px margin
- phone: Rows stacked at x16, each: 48px #EDEFEB avatar (24px icon) at the row top, title Inter 600 17.27/26 64px below the row top (x16, full 358 width, under the avatar, not beside it), body Inter 14/22 #454745 34px below the title. Row tops at exactly y1287, 1461, 1635: a fixed 174px pitch whatever the text wraps to (titles 1 line, bodies 3 / 2 / 2 lines). Video 358x477 at y1833 (56px below the last body line), radius 24, assets/benefits-video-mobile-frame0.jpg; Sent pill box 318x56 at x36 y2044: the same 608x94 art (assets/overlay-sent-pill-phone.svg is identical in viewBox) drawn 318x49.2, centred in the box, inline SVG (when both Sent pill SVGs are inlined on one page, prefix their __lottie_element_* ids, which collide); play button 40px at x314 y1853
- anatomy:
  - Titles verbatim: Instant, secure transfers / An exchange rate that won’t change / 24/7/365 customer support
  - Bodies: "Designed to deliver. 77% of transfers arrive in under 20 seconds, and 95% in a day." (+ footnote 1) / "Lock in exactly what your recipient will get for up to 24 hours. If the rate drops, you won’t lose out." / "Get help from our experts by phone, email or chat any time."
  - The video autoplays a loop of stills (animation only); the resting state is frame 0: a woman at home with her phone and a mug, with the white pill: US flag, "Sent", "1,100.00 USD"
- components:
  - icon_avatar
  - video frame radius 28
  - play button

**Pricing comparison**
- summary: Neutral band: centred Wise Sans H2, lead, a Bright Green CTA, then a white comparison card with three inputs and four horizontal provider bars whose lengths show how much each recipient gets.
- ground: #EDEFEB (Forest Green at 8% on white)
- desktop: y2390-3506, padding 56. H2 "100% transparent pricing" display-l, 1 line 665px wide, centred, top y2446 (cap-top ink y2452.4, baseline y2493.0; stand-in cap-top sits 5px into its 49.3px line, so its block top is y2447.4). Lead x418-1022 (604 wide) 3 lines y2514, verbatim: "Banks and other providers inflate the mid-market exchange rate to hide fees and make you pay more. Not Wise. You’ll always get our stand-out rate, like the one on Google." CTA Send money now 200x48 Bright Green at x620 y2636. Card x174-1266 (1092 wide) y2721-3366, white, radius 30, shadow 0 6px 20px rgba(0,0,0,0.08), padding 32 on all four sides; the field row and the bar stack each add their own 8px side inset, so every content edge is 40px in from the card edge: content x214-1226 (1012 wide). Settled: padding 32 + an 8px inner inset, never padding 40 on the card. Labels You send / From / To (Inter 14) at y2753; fields y2779, each 321x72, gap 24: You send = white pill input with 1px #868685 border, value 1,000 Inter 600 22 at 24px inset; From and To = pills filled rgba(62,59,7,0.07) with a 48px flag (USD, EUR), code Inter 600 20, 16px chevron right. "Recipient gets" Inter 14/21.7 #454745 right-aligned, text ending x1226, box y2883 (30px above the first bar). Bars at x214, 84 tall, radius pill, padding 10/16/10/10, 10px apart from y2913: Wise 1012 wide #9FE870; Wells Fargo 921; Chase (US) 779; PayPal 627; non-Wise bars #EDEFEB. In each bar: 64px provider logo at 10px inset, name Inter 600 20/26 at x298, under it the fee line Inter 14 (all four, reference values: Wise "🎉 Save up to 40.08 USD in total fees" #054D28 with "Save up to 40.08 USD" bold; Wells Fargo "30.29 USD in total fees"; Chase (US) "34.30 USD in total fees"; PayPal "45.55 USD in total fees"; the three #CF2929 with the USD amount bold) and a 16px help icon (question-mark circle) 4px after the fee text: the icon is ALWAYS Forest Green #163300, never the red #CF2929 of the fee text (fill currentColor inside a #163300 button labelled Exchange rate markup; recolour any red fill in the SVG); amount right-aligned 16px from the bar end: Wise "890 EUR" Wise Sans 40 #163300 capitals, others Inter 600 20 #0E0F0C (867.79 EUR, 864.20 EUR, 854.13 EUR in the ref). Card footer: a block spanning the full card width x174-1266 from y3287 (8px below the last bar, which ends y3279) whose 1px #0E0F0C at 12% top border is the hairline, padding 20/32/0; "Show more providers" Inter 600 14/21.7 underlined centred, text box y3311; card bottom y3366 (32 padding below the link). Under the card, centred Inter 14/21.7 #454745, each 1 line at 1440: "This applies when you pay in via ACH payments." at y3406 (40px below the card) and, at y3430, "* The save up to amount is the difference between other providers' total fees and Wise's total fees." + bold underlined "How do we collect this data?"
- phone: H2 2 lines (100% TRANSPARENT / PRICING) at y2407 (cap-top ink y2411.2 / 2446.0; stand-in cap-top 4px into its 34.8px line); lead 5 lines 17.27/26 at y2492; CTA full width 358 at y2655. Card full bleed x0-390 y2735-3437, radius 30, padding 16: You send label y2751, input 358x72 at y2776; From / To labels y2857, selects 171x72 each at x16 and x203, y2882 (48px flag at 16px inset, code Inter 600 20); Recipient gets y2970; bars 84 tall (same as desktop), 10 apart, at y3000 / 3094 / 3188 / 3282, x16, widths 358 / 337 / 308 / 279, 64px logo at 10px inset. Phone bars have NO fee line: the provider name sits at x100 and the amount sits UNDER it, left-aligned at x100 (Wise: name Inter 600 18/26, amount Wise Sans 24 = stand-in 21.7 #163300; others: name Inter 400 16/26, amount Inter 600 18/26 #0E0F0C). Hairline + Show more providers y3374-3421. Notes centred below at y3477 and y3501 (3 lines)
- anatomy:
  - Provider names verbatim and in order: Wise, Wells Fargo, Chase (US), PayPal
  - Bar length is the data: longest = most received
  - Logos: assets/provider-wise-mark.svg, provider-wells-fargo-mark.svg, provider-chase-mark.svg, provider-paypal-mark.svg
- components:
  - panel_white with shadow
  - comparison bars
  - currency_select
  - button_accent

**Products (Make your money do more)**
- summary: White band: centred Wise Sans H2 over a lead and a Bright Green CTA, then three equal neutral cards each with a product visual, title, body, a check-marked link and an outlined button.
- ground: #FFFFFF
- desktop: y3506-4500, padding 56. H2 "Make your money do more" display-l, 2 lines (MAKE YOUR MONEY 477px / DO MORE 234px) centred from y3551 (cap-top ink y3568.2 and y3617.5, baselines y3608.8 and y3658.1: the ink sits 17px into this box, so place the stand-in block top at y3563.2). Lead 1 line Inter 20/28 #454745 at y3701, verbatim: "Spend, receive and manage money internationally, as easily as you do at home." CTA Get Wise 200x48 at x619 y3761. Cards y3847-4380 (533 tall), x100, x523, x945, each 395 wide, 28 apart, #EDEFEB, radius 28, padding 38/28, contents centred in a 288px text measure (x153 / 576 / 999; the body never runs wider than 288): visual 288x124 at y3884, each image object-fit: contain inside that box (so the 252x206 SVG and the wide card PNG are fitted by height and centred; phone box 310x142) (assets/product-bank-details-usd.svg; assets/product-card-green.png; a white radius-19 tile 188x100 at x1048 y3897, centred in the visual box; inside it, vertically centred as one row: a 40px USD flag at x1067 (19px inset), 19px gap, then a text column at x1126: "3.4%" Wise Sans 40 (stand-in 36.1, cap-top ink y3920.4) #0E0F0C on a 34px line at y3915 and "APY on USD" Inter 16/24 #454745 left-aligned directly under it at y3954); title card-title at y4046 (card 1 Receive money fast 1 line; card 2 2 lines: SAVE ON SPENDING / ABROAD as Save on spending / abroad, line 1 ends at "spending"; card 3 Receive interest* 1 line); body Inter 18/26 #454745, 288 wide, centred: card 1 3 lines at y4097 (Get paid easily in other / currencies with global account / details.), card 2 3 lines at y4129 (Pay and withdraw cash / worldwide without any hidden / fees or markups.), card 3 3 lines at y4097 (78 tall, ending y4175) with superscripts 2 and 3 inline at the end of the text (Inter 600 13.5px desktop / 11.5px phone, #163300, separated by a space, text-decoration none: never underlined): never 4 lines; link rows y4189 / 4221 / 4189 (12-14px under each body; each link is a 35px-tall pill hit area holding the icon and text); the gap between link and button is empty card ground, which is correct; a 24px check-circle #054D28 + underlined Inter 600 16 link (22 currencies / 215 countries and territories / USD, GBP and EUR); outlined button 48 tall at the card foot y4302-4350 (Explore getting paid / Learn about Wise cards / See our interest feature); card bottom y4380, so 30px of card shows below the button. Under the cards, centred Inter 18 #454745: "*Receive interest is not available to residents of New York and Alaska at this time." at y4417
- phone: H2 2 lines centred at y3652 (cap-top ink y3664.7 / 3699.4: 12px into the box; stand-in block top y3660.7); lead 3 lines at y3758; CTA full width at y3864; cards stacked x16 358 wide at y3945-4402, 4425-4882, 4906-5387 (457 / 457 / 481 tall, 23 apart), radius 24, padding 32/24, text measure 310 (x40); visual 310x142 at card top + 32; title Inter 600 19.27/28 1 line each; body Inter 15.27/24 2 / 2 / 3 lines; outlined buttons full card width 310; footnote 2 lines at y5419
- anatomy:
  - Titles verbatim: Receive money fast / Save on spending abroad / Receive interest*
  - Bodies: "Get paid easily in other currencies with global account details." / "Pay and withdraw cash worldwide without any hidden fees or markups." / "Opt in and get passthrough FDIC insurance up to $250,000 through our Program Bank." (+ footnotes 2 3)
- components:
  - card_neutral
  - button_secondary
  - inline_link

**Security (Safe at every step)**
- summary: Two columns: a tall rounded photo on the left, on the right a Wise Sans H2, lead, three bordered icon rows and a Bright Green CTA, vertically centred on the photo.
- ground: #FFFFFF
- desktop: y4556-5295. Photo x100-655 (555x739) radius 28: assets/security-photo.jpg (the "24/7 customer support" pill with the Fast Flag is part of the image). Text column x785-1340 (555): H2 1 line (450px) at y4603 (cap-top ink y4609.4, baseline y4650.0; stand-in block top y4604.4); lead Inter 20/28 #454745 3 lines at y4671; three rows from y4793, each 123 tall with a 1px #0E0F0C at 12% top rule and 19px padding: 48px white circle with 1px ring and 24px icon (bank building, shield, lock-in-device) at x785, title Inter 600 20/28 #0E0F0C at x847, body Inter 18/26 #454745 2 lines; "Learn more." bold underlined link in row 2. CTA See our security 200x48 Bright Green at x785 y5200. Text block top 47px below photo top, bottom 47px above photo bottom (centred)
- phone: Text first at x16: H2 1 line at y5564 (cap-top ink y5568.0, baseline y5596.6), lead 4 lines at y5614, rows at y5751 / 5862 / 5997 (111 / 135 / 135 tall, 1px top hairline, 16px padding; icon at x16, text at x76, 298 wide), CTA full width at y6164; then photo 358x477 radius 24 at y6244
- anatomy:
  - Row titles verbatim: Federally regulated / Safeguarded funds / Specialized anti-fraud tech
  - Row bodies verbatim: "Regulated nationwide, with 65 licences worldwide to keep your money moving." / "Your money is protected in a safeguarded, separate account. Learn more." (Learn more. is the bold underlined link) / "Over 1,000 experts and our smart systems run 7 million checks every day to spot and stop fraud." Each 2 lines desktop (493 wide), 2 / 3 / 3 lines phone (298 wide)
  - Row icons, 24px #0E0F0C in the 48px white ringed circle: assets/icons/bank.svg (classical bank building), assets/icons/shield.svg (plain shield outline), assets/icons/mobile-lock.svg (phone outline with a padlock over its lower left corner)
  - Lead: "18.9 million customers, businesses and banks use Wise every day. They move $16 billion every month. Here’s how we keep each dollar safe."
- components:
  - photo radius 28
  - icon_avatar
  - button_accent

**Testimonials (Excellent everywhere)**
- summary: A huge left-aligned Wise Sans H2 with an Inter subline and two round arrow buttons, beside a horizontal carousel of Forest Green quote cards that runs off the right edge.
- ground: #FFFFFF
- desktop: y5351-5949, padding-top 56. Left column x100-705: H2 display-xl 2 lines (EXCELLENT 378px / EVERYWHERE 473px), line box from y5462.5 (not 5446): cap-top ink y5473.5 and y5548.8, baselines y5535.5 and y5610.7; with the stand-in (cap-top 8px into its 75.2px line) the block top is y5465.5; subline "See the stories of people worldwide choosing Wise." Inter 20/28 #0E0F0C at y5632; arrows 78px circles at x100 and x192, y5697 (Previous disabled #EAEAEA/#9E9E9E, Next #9FE870 with #163300 arrow). Cards from x733, 392x542, 28 apart (x733, 1153, 1573...), y5407-5949, #163300, radius 28, padding 28; at 1440 the first card and most of the second show, the rest bleed off the right edge. Card: two 72px flags overlapping by 9px (US + destination) at y5436; quote Inter 600 20/28 #9FE870 from y5536 (336 wide); author Inter 600 16/24 #9FE870 at its measured y per card (y5665.5 / 5749.5 / 5693.5 / 5665.5..., see anatomy), not stacked under the shortened excerpt; View on Trustpilot 187x48 Bright Green at the card foot (y5873)
- phone: H2 2 lines at y6834 (#0E0F0C; cap-top ink y6839.1 / 6877.3; stand-in cap-top 4px into its 38.2px line); subline 2 lines at y6926; arrows 48px at x16 and x76, y7010; cards 277x445 at x16 y7098-7543, 289 step, radius 24, padding 24; flags 56px at y7122 (x40 and x88); quote from y7202, Inter 600 17.27/26, 229 wide; author Inter 600 14/22; View on Trustpilot 187x48 at y7471
- anatomy:
  - Card order and authors verbatim: Samadrita T, United States (US+IN flags) / John, United States (US+EU) / Sura, Thailand (US+TH) / MV, United States (US+EE) / Nadja, Vietnam (US+PH) / Colin, United Kingdom (US+GB)
  - Every card holds a first-person customer quote in straight double quotes; never put navigation or instruction text ("Read John's review...") in a quote slot. Quote text is capped at 15 verbatim words per card (book policy). Set exactly these, in straight double quotes (desktop lines at 336px / phone lines at 229px): 1 Samadrita T: "It is so quick. It took only 16 seconds to send money to India from…"; 2 John: "I have been using Wise for over 5 years … I recommend Wise to other expats."; 3 Sura: "Fast and reliable as usual. I used Wise to transfer money from USA to Thailand…"; 4 MV: "Much lower cost than with regular bank transfers, and also faster and less hassle."; 5 Nadja: "Easy transfer processes to family across continents (USA, PH) with very little comparable fees."; 6 Colin: "Exchange rates are very competitive and moving money from USA to UK is fast." Never longer excerpts and never invented words: 15 verbatim words is a hard cap (cards 4-6 are the full quotes; 1-3 are cut). Quote type: Inter 600 20/28, letter-spacing 0.1px desktop; 17.27/26, 0.086px phone; #9FE870; measure 336px desktop / 229px phone; NO min-height. Measured on live wise.com (2026-10-29), the real quote blocks and authors (flag tops y5436 desktop, y7122 phone; cards y5407 / y7098): desktop quote tops all y5536; real quote 1 y5536-5620 (3 lines), 2 y5536-5704 (6 lines, the longest), 3 y5536-5648 (4 lines), 4-6 y5536-5620 (3 lines); author tops: card 1 y5665.5, card 2 y5749.5, card 3 y5693.5, cards 4-6 y5665.5 (always real quote bottom + 45). Phone quote tops y7202.5; real quotes 1 y7202-7280 (3 lines), 2 y7202-7384 (7), 3 y7202-7332 (5), 4-6 y7202-7306 (4); author tops card 1 y7320, card 2 y7424, card 3 y7372, cards 4-6 y7346.6 (real quote bottom + 40). Placement rule: set the excerpt from the quote top at the real size and line-height, then place each author block at ITS MEASURED y above (absolute, per card), not at excerpt bottom + 45: the shortened excerpts of cards 1-3 leave a small gap above the author, which is acceptable; the authors and the card's lower void then match the site. View on Trustpilot pinned to the card foot (y5873.6 desktop, y7470.7 phone). Every card is the measured 392x542 desktop / 277x445 phone, all equal
  - Authors: Inter 600 16/24 #9FE870 desktop, 14/22 phone
- components:
  - card_forest
  - carousel_arrow
  - button_accent

**Business (Built for business too)**
- summary: Mirror of the security layout: photo left, text right, with a Bright Green Try demo and a text Learn more side by side.
- ground: #FFFFFF
- desktop: y6006-6858, padding 56. Photo x100-655 y6062-6801 (555x739) radius 28: assets/business-photo.jpg (the three white amount pills, $13,450.00 Pay / $104.99 Expenses / $350.00 Training, are part of the image). Text x785: H2 2 lines (BUILT FOR 229px / BUSINESS TOO 340px) from y6288 (cap-top ink y6294.5 and y6343.8, baselines y6335.1 and y6384.4; stand-in block top y6289.5); lead 3 lines Inter 20/28 #454745 at y6405; Try demo 200x48 Bright Green at x785 y6527; Learn more underlined text button 136x48 at x999. Text vertically centred on the photo
- phone: Text first: H2 2 lines at y7639 (cap-top ink y7643.6 / 7678.4), lead 4 lines, Try demo full width at y7861, Learn more centred text button below at y7921; photo 358x477 radius 24 at y8001
- anatomy:
  - Lead verbatim: "Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 900,000 businesses thriving with Wise."
- components:
  - photo radius 28
  - button_accent
  - button_link

**App download (Take Wise everywhere you go)**
- summary: A full-bleed tapestry band (a warm red-orange-pink photo collage) with a big white rounded card centred on it holding the Wise Sans H2, a QR box and the two store badges.
- ground: assets/tapestry-video-frame0.jpg (the warm red, coral, pink and orange collage with a diagonal light beam, a flyover road top right and a skyline bottom right), background-size cover, position 50% 50%. This is what the reference shows: the band plays assets/tapestry-video.mp4 (1700x1700, object-fit cover, centred) on top of a CSS fallback image; the video covers the fallback completely, so the resting ground is the video frame. Never use assets/tapestry-01.jpg (the yellow-orange-cyan still): it is only the hidden fallback under the video. Cover maths: desktop the square frame scales to 1440x1440 and shows its middle 915px band; phone it scales to 460x460 and shows the middle 390px
- desktop: y6914-7829 (915 tall). White card x94-1346 (1252 wide) y7026-7716 (690 tall), radius 38, padding 75, no shadow. H2 display-xl centred, 2 lines (TAKE WISE 366px / EVERYWHERE YOU GO 789px), line box from y7167 (not 7151): cap-top ink y7178.0 and y7253.3, baselines y7240.0 and y7315.2; stand-in block top y7170. QR box 225x143 at x608 y7383: 1px #0E0F0C at 12% border, radius 19, padding 9; "Scan to get Wise" Inter 600 16/24 #454745 on 2 lines, centred left of a 122px QR (assets/app-qr-code.png). Badges at y7564: App Store 120x40 at x588, Google Play 135x40 at x717 (9px apart), centred
- phone: Band 460 tall (y8574-9034), same video-frame ground (centre crop); card x16-374 y8623-8986, radius 32, padding 32/16; H2 3 lines (TAKE WISE / EVERYWHERE / YOU GO) at y8695 (cap-top ink y8700.5 / 8738.6 / 8776.8; stand-in cap-top 4px into its 38.2px line), #0E0F0C; no QR; badges at y8898 (x64 and x191)
- anatomy:
  - Tapestry fills the band edge to edge, top 112px and bottom 113px visible around the card on desktop
  - Badges: assets/badge-app-store.svg, assets/badge-google-play.svg
- components:
  - panel_white
  - QR box

**Coverage (Wise works nearly everywhere)**
- summary: Neutral band: an Inter (not Wise Sans) sentence-case H2 left-aligned, three filter chips, a 5-column grid of 20 destination links each under a circular flag, and a round Show all destinations control.
- ground: #EDEFEB
- desktop: y7829-8853, padding 56. H2 h2-inter 1 line at y7885, left x100. Chips at y7990, 32 tall: Send money (selected, #9FE870), Account details, Hold and convert money (outlined #868685), 8px apart from x100. Grid columns x100, 351, 602, 854, 1105 (251 apart); rows start y8070, 8216, 8362, 8534 (146px pitch, 172 after a row with a 2-line link). Each link wraps inside a 203px measure (its grid cell, 48px narrower than the 251 pitch), so at Inter 600 16 exactly four links wrap to 2 lines: Send money to New Zealand and Send money to Philippines (row 3) and Send money to South Korea and Send money to the United Arab Emirates (row 4). Row 3's 2-line links are why row 4 starts 172 below row 3. Each cell: 48px circular flag, link Inter 600 16/24 #163300 underlined 75px below the flag top. Show-more: 56px #9FE870 circle with 24px chevron-down #163300 at x692 y8706, "Show all destinations" Inter 600 18/26 underlined centred under it
- phone: H2 2 lines Inter 600 34.45/41 at y9082; chips at y9212, 32 tall: Send money 117 wide at x16, Account details 138 at x141, Hold and convert money 197 at x288 running off the right edge under a 30px fade to the neutral ground; ONLY FOUR destinations show at rest on phone, one column, 80px pitch: flags 48px at x16 y9292 / 9372 / 9452 / 9532, links Inter 600 14/22 at x72 vertically centred: Send money to Australia, Brazil, Canada, China; then the 56px Bright Green show-more circle centred at x167 y9612 and Show all destinations Inter 600 18/26 at y9676. The other 16 links are collapsed on phone: never draw them
- anatomy:
  - Links verbatim, in order: Send money to Australia, Brazil, Canada, China, Colombia, Dubai, Europe, France, Germany, India, Indonesia, Japan, Mexico, New Zealand, Philippines, South Korea, Spain, Thailand, the United Arab Emirates, the UK (each "Send money to <place>")
  - Flags in order: au, br, ca, cn, co, aed, eur, fr, de, in, id, jp, mx, nz, ph, kr, es, th, ae, gb (assets/flags/<code>.svg)
- components:
  - chip
  - inline_link

**Disclaimers**
- summary: Neutral band holding one white rounded card of numbered footnotes in small Inter.
- ground: #EDEFEB
- desktop: y8853-9588, padding 56. Card x100-1340 y8946-9493, radius 28, padding 38, white. Ordered list (bold numerals 1, 2, 3 inline) Inter 16/24 #454745, items 28px apart; links (Program Agreement, www.FDIC.gov) Inter 600 #163300 underlined
- phone: Card x16-374 y9831-11118 (1287 tall), radius 24, text at x48 (32 inset), 294 wide, from y9863; Inter 14/22 #454745; item 1 8 lines, item 2 40 lines (including its two blank lines), item 3 5 lines; 24px between items
- anatomy:
  - Three numbered footnotes; the numeral is bold #0E0F0C inline before the text. Desktop text x138, 1165 wide, Inter 16/24; items at y8984, 9060, 9400 (28px apart)
  - Footnote text below is a PARAPHRASE written for this book: it keeps the meaning of Wise's own footnotes (same facts, figures, bank names, dates and links) in different wording, and its length is matched so it sets in the measured line counts at Inter 16/24 in the 1165px measure (and 14/22 in 294px on phone). Set it as given, in full: never truncate it, never add an ellipsis, never add a claim of your own, and never reserve empty height. Mark it in the HTML source with a comment <!-- paraphrase of Wise footnotes 1-3 -->
  - 1 (PARAPHRASE, 2 lines desktop, 8 phone): "How quickly a transfer arrives depends on funds being available, on approval by Wise’s own verification system and on our banking partners’ systems being available, so the speed shown may not apply to all transfers. On average, 77% of transfers arrive in under 20 seconds and 95% within 24 hours."
  - 2: one item of 13 lines desktop / 40 phone: an 8-line paragraph, a blank line, a 1-line sentence, a blank line, a 2-line paragraph (desktop; phone 29 / blank / 3 / blank / 6). Paragraph 1 (PARAPHRASE, 8 lines desktop): "FDIC insurance is pass-through insurance provided through our current program bank (Wise is not a bank). The current Program Bank is JPMorgan Chase Bank, N.A.; Appendix 1 of the Program Agreement carries the most up-to-date list of Program Bank(s). Eligible customers have to opt in to the interest feature before they earn interest. Once they do, the balance of the USD funds held in their Wise Account is “swept” into an account insured by the Federal Deposit Insurance Corporation (“FDIC”) at one or more participating banks (each of them a “Program Bank”), which will hold those deposit funds. For the complete list of Program Banks, see Appendix 1 of the Program Agreement. Whether FDIC deposit insurance is available for the deposit funds depends on certain conditions; for more on FDIC insurance coverage, visit www.FDIC.gov. Customers are responsible for keeping track of their total assets at each of the Program Banks to work out how much FDIC insurance coverage is available to them under FDIC rules. The Program is not meant to be a long-term investment option, a checking or savings account, an investment contract or a security." Link "Program Agreement" (first mention, line 2) and "www.FDIC.gov" (line 6) in Inter 600 #163300 underlined. Sentence (PARAPHRASE, 1 line): "No minimum balance is needed to earn the advertised APY. Fees may reduce what you earn." Paragraph 3 (PARAPHRASE, 2 lines): "For customers who opt in to interest on EUR and GBP, the FDIC pass-through insurance from our program bank covers up to the equivalent of 250,000 in total across the combined USD, EUR and GBP balances (together, the “Eligible Balances”)."
  - 3 (PARAPHRASE, 2 lines desktop, 5 phone; the date as the US page shows it): "Annual Percentage Yield (APY): every rate shown here is accurate and expressed as an APY as of 9/17/2026. The rate can change after the account is opened. See the Program Agreement for details." with "Program Agreement" linked
  - The card height then comes from the text, as on the site: desktop card y8946-9493 (547 tall: 38 top padding, items at y8984 (2 lines), 9060 (13 lines) and 9400 (2 lines) with 28px between items, last line ending y9448, then 45 to the card bottom), phone y9831-11118 (1287). Never min-height on this card
- components:
  - panel_white

**Footer**
- summary: Neutral #EDEFEB footer continuing the disclaimer band: three link columns, a hairline, the large wordmark with five social icons, three columns of legal links, then copyright and regulatory text.
- ground: #EDEFEB
- anatomy:
  - Container x94-1346. Columns at x94, x530, x966 (436 apart), headings Inter 600 18/26 #0E0F0C from y9644, links Inter 400 18/26 #163300 every 45px from y9687: each link a 44.8px-tall block, so Resources' 7th link (Feature availability) starts y9956 and Company and team's 9th (Reviews) y10045; measure these with Playwright, the r3 build drifted 10px tight by the 7th row
  - Column 1: Products (Wise Personal, Wise Business, Wise Platform), then at y9878 Wise Personal (Wise account, International money transfer, Large amount transfer, International debit card, Receive money, Assets)
  - Column 2: Resources (Currency converter, International stock ticker, SWIFT/BIC codes, IBAN codes, Rate alerts, Compare exchange rates, Feature availability)
  - Column 3: Company and team (Company and team, News and blog, Security, Press, Careers, Investor relations, Our mission, Affiliates and partnerships, Reviews), then at y10146 Help (Help centre, Service status)
  - Hairline 1px #0E0F0C at 12% across x94-1346 at y10336, then 56px padding
  - Logo row y10393: wordmark 165x38 #163300 at x94 (assets/wise-logo-forest.svg); right-aligned social icons #163300, about 32px: Facebook x1070, X x1131, Instagram x1194, YouTube x1252, LinkedIn x1313
  - Legal links, 3 columns, rows y10488 / 10533 / 10578: Legal, Research privacy policy, Modern slavery statement (col 1); Privacy policy, Complaints, Accessibility (col 2); Cookie policy, Country site map, Intellectual property (col 3)
  - Copyright "© Wise US Inc 2026" Inter 16/24 #0E0F0C at y10679
  - Regulatory paragraph at y10721: ONE <p> spanning the full 1252px footer container (x94-1346; never a narrower measure), Inter 16/24 #0E0F0C, 6 lines = 4 lines of text + a blank line + the line "*Lead Bank and Community Federal Savings Bank." (the site separates them with <br><br> inside the same paragraph); "most states" bold underlined. Text: "Wise is a Money Service Business ("MSB") registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply."
  - Then a separate 1-line paragraph at y10884, full 1252 width: "All investment services are provided by the respective Wise Assets entity in your location." (link: entity in your location); page ends y10983
  - No postal address or phone number appears in the footer
- phone: One column at x16: headings Inter 600 15.27/24 #0E0F0C at y11246 (Products), 11455 (Wise Personal), 11783 (Resources), 12152 (Company and team), 12601 (Help); links Inter 400 15.27/24 #163300 every 40px starting 40px below each heading (link boxes x8, 40 tall, text at x16); hairline; logo 141x32 at y12818; social icons in a row at y12883 (x16, 73, 132, 186, 244); legal links one column every 40px from y12970 to 13290 (Legal, Privacy policy, Cookie policy, Research privacy policy, Complaints, Country site map, Modern slavery statement, Accessibility, Intellectual property); copyright Inter 14/22 at y13379; regulatory paragraph 14 lines at y13417 (Inter 14/22, 358 wide, including the blank line and the *Lead Bank line); the investment-services line block (2 lines) at y13741; page ends y13849

**On dark grounds**
- secondary button: on Forest #163300 the button is Bright Green #9FE870 filled with a #163300 label (View on Trustpilot); never an outline
- link: #9FE870
- muted text: #9FE870 (the testimonial cards use Bright Green for both quote and author; no grey on Forest)
- hairline: not used on dark grounds on this page
- logo variant: Bright Green wordmark on Forest Green (assets/wise-logo-bright-green.svg), per the guide's primary colour versions

## Components

- **button primary forest** (observed): fill #163300, text #9FE870, height 48, padding x 24, radius pill, font size 16, weight 600, face body. Hero "Sign up": 200x48 at desktop (min-width 200, centred), full width 358 on phone. Label Inter 600 16/24, tracking -0.176px. 1px border same colour as fill. Transition color, background-color 0.15s ease-in-out
  - hover (observed): background #0D1F00, border #0D1F00
- **button accent** (observed): fill #9FE870, text #163300, height 48, padding x 24, radius pill, font size 16, weight 600, face body. The common CTA: Send money now, Get Wise, See our security, Try demo, View on Trustpilot (187 wide), calculator Send money (full card width 459, padding 16). Min-width 200 on desktop; full width on phone. 1px border #9FE870. Hover not measured
- **button secondary** (observed): fill none, text #163300, height 48, padding x 24, radius pill, font size 16, weight 600, face body, ring #163300, ring px 1. Outlined: product-card buttons (Explore getting paid, Learn about Wise cards, See our interest feature). 1px #163300 ring, transparent fill; width fits label (201, 229, 227px) desktop, full card width 310 phone
- **button nav signup** (observed): fill #163300, text #9FE870, height 32, padding x 12, radius pill, font size 16, weight 600, face body. Nav Sign up, exactly 81x32 desktop at x1265 y22: padding 4px 12px, label Inter 600 16/24 (line-height 24px; 4 + 24 + 4 = 32), min-width none, 1px border #163300. Phone: 74x32 at x244 y17, label Inter 600 14/21.7 (50px wide), padding 5px 12px: the small size uses a 14px label, not 16
- **button link** (observed): fill none, text #163300, height 48, padding x 24, radius pill, font size 16, weight 600, face body. Text button with underline (Learn more, View popular destinations): transparent, underline 1px, offset 4.8px
- **nav link** (observed): height 32, padding 4px 12px (with the 24px line: 4 + 24 + 4 = 32), radius pill, font Inter 600 16/24, tracking -0.176px, color #163300. Personal, Business, Platform, EN, Help, Log in. Transition 0.35s cubic-bezier(0.8,0.05,0.2,0.95)
  - hover (observed): background #E2F6D5, color #0D1F00
- **footer link** (observed): font Inter 400 18/26 (phone 15.27/24), tracking 0.18px, color #163300, row pitch 45px desktop (each link is a 44.8px-tall block: 18/26 text with about 9.4px above and below; never 26px rows with a margin), 40px phone (40.1px blocks, 15.27/24 text), link tops desktop Products y9687, 9732, 9777; Wise Personal y9921, 9966, 10011, 10056, 10100, 10145; Resources y9687, 9732, 9777, 9822, 9866, 9911, 9956; Company and team y9687, 9732, 9777, 9822, 9866, 9911, 9956, 10001, 10045; Help y10190, 10235 (link box tops; headings at y9644, 9878, 9644, 9644, 10146), link tops phone Products y11286, 11326, 11366; Wise Personal y11495, 11535, 11575, 11615, 11655, 11695; Resources y11823 then every 40.1 (7 links, last 12064); Company and team y12192 then every 40.1 (9 links, last 12512); Help y12641, 12681 (headings y11246, 11455, 11783, 12152, 12601)
  - hover (observed): color #0D1F00, text-decoration underline
- **inline link** (observed): font Inter 600, size of its paragraph, color #163300, decoration underline, thickness auto, offset 0.3em (4.8px at 16px), footnote marker Footnote superscripts (hero ¹, benefits ¹, products ² ³, comparison *) are NEVER underlined: sup and its a both text-decoration none; Inter 600 at 0.75 of the paragraph size, #163300 (the comparison * is Inter 400 10.5px #454745)
- **chip** (observed): height 32, radius 16, padding 0 16px, font Inter 600 14/21.7 #163300, selected fill #9FE870, 1px #9FE870 border, unselected transparent, 1px #868685 border, gap 8
- **currency select** (observed): height 40, radius pill, fill rgba(62,59,7,0.07) = #F1F1ED on white, padding 8, anatomy Calculator select (USD / EUR in the hero card): a tight cluster that hugs its content, 99x40 (USD) / 97x40 (EUR), padding 8 on all sides: 24px circular flag, 4px gap, code Inter 600 16/24 #0E0F0C (33 / 31px wide), 4px gap, 18px chevron-down #163300, 8px to the pill edge. Never 12px gaps here and never a fixed wider pill: the chevron sits 4px after the code, not at the far edge. Comparison-card From / To selects are the large variant: 321x72, padding 8/16, 48px flag, 12px gap, code Inter 600 20/20 in a flexible span, 16px chevron at the right end (16px inset)
- **card neutral** (observed): radius 28, radius phone 24, fill #EDEFEB, padding 38px 28px desktop, 32px 24px phone. Product cards; no border, no shadow. The outlined button is 48 tall but sits in a 40px wrapper, so it overhangs the bottom padding by 8: 30px of card shows below the button on desktop (settled; both 38 and 30 are true)
- **card forest** (observed): radius 28, radius phone 24, fill #163300, padding 28, size 392x542 desktop, 277x445 phone
- **panel white** (observed): radius 38, radius phone 32, fill #FFFFFF. Calculator (radius 37.5, padding 28) and app card (padding 75). Comparison card is radius 30 with shadow 0 6px 20px rgba(0,0,0,0.08); disclaimer card radius 28 padding 38
- **icon avatar** (observed): size 72px desktop / 48px phone (benefits); 48px (security rows, calculator rows), fill benefits #EDEFEB; security and calculator rows white with 1px #0E0F0C at 12% ring, icon 32px (benefits desktop), 24px elsewhere, #0E0F0C
- **carousel arrow** (observed): size 78px desktop, 48px phone, radius pill, glyph arrow icon box 42x42 centred in the 78px button (18px inset), the drawn arrow 35x30.5, stroke-heavy; phone 24x24 box in the 48px button (the arrow 20x17.4). Never a 24px arrow in the 78px desktop button, next fill #9FE870, arrow #163300, previous at rest disabled: fill #EAEAEA, arrow #9E9E9E, gap 14px desktop, 12px phone

## Motion tokens

| Name | Easing | Duration | Use | Label |
|---|---|---|---|---|
| button-colour | ease-in-out | 150ms | primary button hover colour change | observed |
| nav-hover | cubic-bezier(0.8, 0.05, 0.2, 0.95) | 350ms | nav link hover fill | observed |

## Icon tokens

Grid not published (flags are built on the same grid as icons), stroke not published (published).
| Name | Size | Use |
|---|---|---|
| product-16 | 16px | product |
| product-24 | 24px | product |
| product-32 | 32px | product |
| editorial-48 | 48px | editorial |
| editorial-64 | 64px | editorial |
| editorial-96 | 96px | editorial |

## Signature moves

### Bright Green field with a Forest Wise Sans shout

Where: nav + hero (the first screen), and anywhere a page opens.
Do: Nav and hero share one Bright Green #9FE870 ground; the headline is Wise Sans capitals in Forest Green #163300 at 88.5px with a 75.2px line box (0.85 of the Wise Sans size; with the stand-in, set 75.2px, never 0.85 of the stand-in size), centred, 2 lines; subtitle Inter 600 in Forest; one Forest pill CTA with a Bright Green label.
Don't: put white or black type on Bright Green, add a gradient, or open a page on a secondary colour (the guide: start and end with green).

### Circular flags

Where: flags strip, currency selects, testimonials, coverage grid.
Do: Every flag is a circle from Wise's own 10-colour flag set (assets/flags/*.svg); the strip sits on the green/white seam in 88px white discs; overlapping pairs (from/to) overlap by about 12%.
Don't: use rectangular or emoji flags, or flags without the circle crop.

### Pills everywhere

Where: buttons, chips, selects, inputs, comparison bars, rate pill.
Do: radius 9999 on every control; cards and panels are rounded rectangles (28 / 38 desktop, 24 / 32 phone); no square corners anywhere.
Don't: use small 4-8px radii on buttons, or shadows on buttons.

### Neutral and white alternation

Where: section grounds.
Do: white #FFFFFF and the 8% Forest tint (#EDEFEB on white) alternate; cards on white are neutral, cards on neutral are white.
Don't: use grey #F5F5F5 or any non-green-tinted grey.

### Forest cards, Bright Green type

Where: testimonials (the one dark moment on the page).
Do: #163300 card, all text #9FE870 Inter 600, Bright Green filled button with Forest label.
Don't: use white text on Forest Green.

### Tapestry band

Where: the app-download band.
Do: a full-bleed photographic collage (tapestry) behind a large white rounded card; the logo or type on a tapestry is only white or Bright Green with plenty of contrast.
Don't: put text straight on the tapestry without the card or with low contrast.

## Voice: rules

One Wise voice, tone flexing by situation: standing out (billboards, social), converting customers (landing pages, App Store), adding delight, providing reassurance. Principles: intrepid, universally authentic, delightfully simple. How: celebrate the mission, be concise, make it modern, give it energy, add colour. The homepage is the converting tone.

Why it works: Customers should only ever hear Wise, whoever writes (published).

|  |  |
|---|---|
| Tones | standing out, converting customers, adding delight, providing reassurance |

- Landing pages: direct and concise, real language, lead with the benefit (published "Converting customers")
- Write headlines as if subcopy were illegal
- Talk about many currencies, not just GBP, USD and euros
- Transcreate rather than translate; allow for 30% longer text
- Reassurance moments: personable but to the point, no metaphors or humour
- Don't use stiff sales jargon
- Don't stereotype cultures

Sources: https://wise.design/foundations/tone-of-voice (Wise brand guide, archived 2026-04-19: https://web.archive.org/web/20260419181509/https://wise.design/foundations/tone-of-voice), https://wise.design/brand (Wise brand page, live, read 2026-10-29), https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29)

## Logo: rules

The logo is the Wise wordmark plus the Fast Flag, a forward-leaning flag mark. Green is used first, last and nearly everywhere; Forest on Bright Green and Bright Green on Forest are the primary versions. On the homepage the nav logo is 88x20 Forest Green on Bright Green; the footer logo is 165x38.

Why it works: The Fast Flag stands for constant progress, not tied to borders (published).

|  |  |
|---|---|
| Primary | Forest #163300 on Bright Green #9FE870; Bright Green on Forest |
| Min size | 35px high digital; 6mm print |
| Clear space | one Fast Flag |
| Homepage nav | 88x20 at x94 y28 |
| Homepage footer | 165x38 |

- Clear space: one Fast Flag in all directions
- Minimum size: 35px high digital, 6mm print
- Place it in a corner; centred is allowed with plenty of space, sitting slightly left
- App tile: Fast Flag larger and further left than anywhere else; social avatar: smaller, slightly left
- Partner lock-up: partner logo at Fast Flag height (horizontal) or at wordmark width below (vertical)
- On tapestries: white or Bright Green only, with plenty of contrast
- Secondary-colour logos only deep in marketing
- Don't change the lock-up or adjust the logo
- Don't place it on an angle
- Don't add effects
- Don't use it as a mask
- Don't use it as a keyline

Real examples, to look at on Wise's own pages (not for reuse):
- The Wise logo: https://web.archive.org/web/20260513155603im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/d29c072d-2437-48a3-a8ed-14c78a114bdb
- Wise logo with the correct border: https://web.archive.org/web/20260513155603im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/1fd8a16d-1cb2-453c-af96-241df84c2dca
- Fast Flag app icon: https://web.archive.org/web/20260513155603im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/9f673efc-e1f3-4386-b8d8-7dd1bd32d2f5

Sources: https://wise.design/foundations/logo (Wise brand guide, archived 2026-05-13: https://web.archive.org/web/20260513155603/https://wise.design/foundations/logo), https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29)

## Color: rules

Wise is green: Bright Green #9FE870 and Forest Green #163300, plus white with an 8% Forest tint. A secondary palette of four brights and four darks comes in only once green is established. Product tokens give content greys tinted with green, interactive, background, border, sentiment and base colours. The homepage uses only the core greens, white, the 8% neutral and content greys, with tiny functional colours (fee red, savings green, info blue).

Why it works: Green is the first impression and the goodbye; the secondary palette signals getting closer (published).

|  |  |
|---|---|
| Bright Green | #9FE870, PMS 7487 |
| Forest Green | #163300, PMS 2411 |
| Neutral | #16330014 (renders #EDEFEB on white) |
| Border | rgba(14,15,12,0.12) (#0E0F0C at 12%) |
| Content | #0E0F0C / #454745 / #6A6C6A |
| Sentiment | #A8200D / #2F5711 / #EDC843 |
| Base dark | #121511 |

- Always start and end with green
- Introduce secondary colours only once green is established, dialling them up further into a piece
- White is the most prominent UI colour; then the neutral; then content greys; then a little Forest for interactivity and a pop of Bright Green (published proportion order, no percentages)
- Body text Content Secondary #454745; emphasis Content Primary #0E0F0C; links Forest #163300
- HARD RULE, headings by ground: on Bright Green (nav, hero) display type is Forest #163300; on white and on the neutral #EDEFEB (pricing, products, security, testimonials intro, business, app card, coverage, every card title) every heading is Content Primary #0E0F0C. Never #163300 for a heading on a white or neutral ground. Do not let one shared display class carry a colour: set colour per band
- Bright Green surfaces carry Forest text/icons (Interactive Control); Forest surfaces carry Bright Green (Interactive Contrast)
- Sentiment colours only in alerts and errors; Warning #EDC843 never as text
- Use only the published good type/colour combinations
- Don't use Forest #163300 for headings on white or neutral grounds (#0E0F0C there)
- Don't use Content Tertiary #6A6C6A outside placeholders and Optional labels
- Don't use Interactive Secondary #868685 on text
- Don't lead a page with a secondary colour

Real examples, to look at on Wise's own pages (not for reuse):
- Colour balance in product screens: https://web.archive.org/web/20260513165831im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/37602fb7-ab40-47b0-900e-0e66ad492716
- Secondary palette logos: https://web.archive.org/web/20260513165831im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/1dfc6705-23c8-40e2-af8e-5d3ac4038267

Sources: https://wise.design/foundations/colour (Wise brand guide, archived 2026-05-13: https://web.archive.org/web/20260513165831/https://wise.design/foundations/colour), https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29)

## Typography: rules

Two faces. Inter for most things (headings and body, product). Wise Sans, a proprietary heavy display face, for short, loud headlines; on wise.com every section headline and big number is Wise Sans in capitals at line-height 0.85. International glyphs are a campaign extra.

Why it works: Clarity and accessibility first, with one loud face for moments that celebrate (published).

|  |  |
|---|---|
| Display | Wise Sans (proprietary); stand-in Plus Jakarta Sans 800, 0.9032x size, -0.095em, word 0.13em, stroke 0.03em currentColor |
| Body | Inter 400/600 (open) |
| Product weights shown | Inter Medium, Inter Semi Bold |
| Line length | 50-60 characters |
| Glyph swaps | about 3 per headline |

- Default to Inter; use Wise Sans only for short headlines that celebrate or shout
- Inter: left- or centre-align (right-align for RTL); never justify; 50-60 characters per line
- Never set Inter in all caps, even for headlines
- Do not mix treatments too close together
- Wise Sans headlines can be aligned any way, as long as they are clear
- International glyphs: big, bold, sparing; about 3 swaps per headline; simple alternates like E may repeat, complex ones like L once or twice
- For long text or serious topics use plain Wise Sans, no glyphs
- Web stand-in for Wise Sans: Plus Jakarta Sans 800, 0.9032x the Wise Sans size, uppercase, letter-spacing -0.095em, word-spacing 0.13em, -webkit-text-stroke 0.03em currentColor (amounts 0.045em), line-height in px as measured. Checked line by line: every headline within 2% of Wise Sans width at 1440, ink 4% lighter on average, numerals within 2%. Never Anybody (too condensed), never Archivo wdth 68
- Homepage scale: display 88.5 / 58px desktop, 44.9 / 40.9 phone; Inter 20/28 leads, 16/24 body, 600 for titles and buttons
- Don't set Inter in capitals
- Don't use glyphs on every letter
- Don't use Wise Sans for long copy

Real examples, to look at on Wise's own pages (not for reuse):
- International glyphs headline (Riyal to Real Really Fast): https://web.archive.org/web/20260419183616im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/78f2e504-3704-4106-bbd7-a466b7c306dd
- Font calibration r4: Wise Sans (live) vs the Plus Jakarta Sans 800 recipe (0.03em stroke; numerals 0.045em) vs Figtree 900 and Onest 900, every headline and both calculator numerals at matched cap height: https://wise.com/

Sources: https://wise.design/foundations/typography (Wise brand guide, archived 2026-03-14: https://web.archive.org/web/20260314122548/https://wise.design/foundations/typography), https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29)

## Graphic elements: rules

Flags (circular, from a 10-colour palette, bordered with Border Neutral on white, detailed versions above 150px), the Fast Flag as the default flag, tapestries (photographic collages), pills and big rounded cards.

Why it works: The flags carry the global story; tapestries carry culture and texture (published).

|  |  |
|---|---|
| Flag palette | #FFFFFF #78C9FF #FFD400 #FF7700 #F0263C #000000 #231D9A #005B13 #CC9500 #960A3C |
| Detailed flag threshold | 150px |
| Card radius (marketing) | x-large 40 desktop / 32 mobile in the Card Cluster |

- Flags are always circles
- On white, give a flag a Border Neutral rgba(14,15,12,0.12) border
- Use the detailed flag above 150px, the simplified one below
- When no single flag fits, use the Fast Flag
- Tapestries can sit behind Wise Sans as a background or mask
- Logo on a tapestry: white or Bright Green only
- Don't draw rectangular flags
- Don't animate tapestries flat (animate each layer)

Real examples, to look at on Wise's own pages (not for reuse):
- Circle flags in product: https://web.archive.org/web/20260513163900im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/9a59ad59-581e-480b-a726-64f87adab23a
- Wise logo on a tapestry: https://web.archive.org/web/20260513155603im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/6f1326fd-184b-4021-be8a-dd84e96c1131

Sources: https://wise.design/foundations/flags (Wise brand guide, archived 2026-05-13: https://web.archive.org/web/20260513163900/https://wise.design/foundations/flags), https://wise.design/foundations/tapestries (Wise brand guide, archived 2026-06-18: https://web.archive.org/web/20260618180357/https://wise.design/foundations/tapestries), https://wise.design/foundations/marketing-radius (Wise brand guide, archived 2024-09-01: https://web.archive.org/web/20240901094248/https://wise.design/foundations/marketing-radius)

## Iconography: rules

Simple solid-line icons that pair with both faces. Product sizes 16/24/32; editorial 16/24/48/64/96. Six key feature icons (send, receive, convert, spend, keep, invest). On the homepage icons are 24-32px #0E0F0C inside 48-72px circles.

Why it works: Clarity beats clever concepts for a global audience (published).

|  |  |
|---|---|
| Product sizes | 16, 24, 32px |
| Editorial sizes | 16, 24, 48, 64, 96px |
| Homepage | 24-32px icons in 48/72px circles |
| Homepage icon files | assets/icons/*.svg, the site's own 24x24 filled-path icons (tw-icon set): benefits mass-payout, switch, headset; security bank, shield, mobile-lock; calculator padlock, tags, lightning-bolt, receipt; chevrons, arrows, check-circle-fill, question-mark-circle, menu; footer social-* |

- Icons for product functions; illustration for celebration or metaphor; words for a change of pace
- Interactive icons Forest Green on neutral; informational icons Content Primary on neutral; a white circular-background version exists; Bright Green background only to highlight, sparingly
- Key feature icons may be used large and expressively, but in a relevant message, not as decoration
- Don't use a key feature icon as a decorative graphic

Real examples, to look at on Wise's own pages (not for reuse):
- Key feature icons: send: https://web.archive.org/web/20260419183616im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/d2db3292-6ab5-4884-98d5-fe67b203d189

Sources: https://wise.design/foundations/icons (Wise brand guide, archived 2026-04-19: https://web.archive.org/web/20260419183616/https://wise.design/foundations/icons)

## Illustration: rules

The archived illustration page only captured its introduction: illustration adds energy and character, moments of magic. Motion guidance adds that illustrations and tapestries loop fluidly along an axis. The homepage uses no illustrations.

|  |  |
|---|---|
| Homepage | none |

- Use illustration for celebration, metaphor or something bigger on screen (published via the icons page)
- Loop illustration motion fluidly, keep it grounded, move along an axis

Real examples, to look at on Wise's own pages (not for reuse):
- Illustration page hero (Whoa): https://web.archive.org/web/20260426234759im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/948209cd-2759-4873-a1f7-f3b4817ef3bf

Sources: https://wise.design/foundations/illustration (Wise brand guide, archived 2026-04-26: https://web.archive.org/web/20260426234759/https://wise.design/foundations/illustration), https://wise.design/foundations/motion-system (Wise brand guide, archived 2026-03-14: https://web.archive.org/web/20260314122041/https://wise.design/foundations/motion-system)

## Photography: rules

Real, bold snaps anyone would be proud to take: international, unapologetic, authentic. Lifestyle shots of people using money; product shots of devices first-person against real backdrops, and still lifes with travel props. On the homepage: three warm lifestyle photos in 555x739 portrait frames (radius 28) and a looping video of customers, each with a white UI pill (Sent amount, 24/7 support, payment amounts) laid over the photo.

Why it works: People are proud to use Wise; real moments build trust (published).

|  |  |
|---|---|
| Homepage frame | 555x739, radius 28 (phone 358x477, radius 24) |

- Diverse people, places and details; colourful and inclusive
- Strong, direct poses: hold the card or phone like you mean it
- Natural light; flash when dark; never shoot into the sun
- Show money in use; the product need not appear
- Homepage photos carry one white rounded UI pill overlay (Inter 600, a flag or Fast Flag circle at left)
- Don't over-direct people or stage scenes

Real examples, to look at on Wise's own pages (not for reuse):
- Security photo with support pill (homepage): https://wise.com/
- Business photo with amount pills (homepage): https://wise.com/
- Benefits video, frame 0: https://wise.com/

Sources: https://wise.design/foundations/photography (Wise brand guide, archived 2026-05-13: https://web.archive.org/web/20260513165053/https://wise.design/foundations/photography), https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29)

## Interface and layout: rules

Published grid: 12 columns, 100px margins and 32px gutters at 1200-1440, centred above 1440; 6 columns at mobile with 20/32px margins and 12px gutters. Spacing tokens 5-160px desktop and 4-128px mobile; every pattern has space-7 (60 / 48) top and bottom. The homepage follows it: 1240px content at x100, sections padded 56 (the site scales tokens by 0.9385 at 1440), centred stacks for H2 + lead + one CTA, two-column photo/text splits at 555 + 555 with a 130px gutter, 3-up card rows with 28px gaps.

Why it works: Consistent rhythm makes long pages easy to scan (published).

|  |  |
|---|---|
| Desktop scale | 5 10 15 20 30 40 60 80 120 160 |
| Mobile scale | 4 8 12 16 24 32 48 64 96 128 |
| Radius desktop | 16 20 30 40 60 |
| Radius mobile | 10 16 24 32 48 |
| Grid XL | 12 cols, margin 100, gutter 32 |

- Content max 1240 inside 100px margins at 1440; 16px margins at 390
- Section padding 56 desktop / 48 phone
- Centre the H2, lead and single CTA of a section; split sections put the photo left and the text right, vertically centred
- On phone, split sections stack text first, image second
- Card Cluster: 32px vertical spacing between cards on desktop (published); homepage card rows use 28

Real examples, to look at on Wise's own pages (not for reuse):
- Grid on XL desktop: https://web.archive.org/web/20260314124649im_/https://figma-alpha-api.s3.us-west-2.amazonaws.com/images/b1a878f1-cf34-4ac6-ad5c-9092bf230390

Sources: https://wise.design/foundations/grid (Wise brand guide, archived 2026-03-14: https://web.archive.org/web/20260314124649/https://wise.design/foundations/grid), https://wise.design/foundations/marketing-spacing (Wise brand guide, archived 2024-05-21: https://web.archive.org/web/20240521174755/https://wise.design/foundations/marketing-spacing), https://wise.design/foundations/marketing-radius (Wise brand guide, archived 2024-09-01: https://web.archive.org/web/20240901094248/https://wise.design/foundations/marketing-radius), https://wise.com/ (Playwright, Chromium UA Chrome 130 Mac, 1440x900 and 390x844, 2026-10-29)

## Rules: rules

What never changes, across guide and homepage.

|  |  |
|---|---|

- Green first and last
- Wise Sans only for short display lines, in capitals; Inter for everything else, never in capitals
- Circular flags only
- Pill-shaped controls; rounded cards
- Forest text on Bright Green; Bright Green text on Forest
- Logo clear space one Fast Flag; min 35px digital
- Neutral grounds are the 8% Forest tint, never a plain grey

Sources: https://wise.design/foundations/colour (Wise brand guide, archived 2026-05-13: https://web.archive.org/web/20260513165831/https://wise.design/foundations/colour), https://wise.design/foundations/typography (Wise brand guide, archived 2026-03-14: https://web.archive.org/web/20260314122548/https://wise.design/foundations/typography), https://wise.design/foundations/logo (Wise brand guide, archived 2026-05-13: https://web.archive.org/web/20260513155603/https://wise.design/foundations/logo), https://wise.design/foundations/flags (Wise brand guide, archived 2026-05-13: https://web.archive.org/web/20260513163900/https://wise.design/foundations/flags)

## By format

Where the system shows up and how loud it gets. Loudness runs 0 (nothing but the essentials) to 5 (the signature moves at full volume).

| Format | Loudness 0–5 | Must appear | What varies |
|---|---|---|---|
| Landing page (wise.com homepage, as the live site builds it) | 3 | Exactly kit.spec.page, sections in this order: Bright Green nav + hero (Wise Sans capitals H1, Inter 600 subtitle, Forest Sign up, white calculator card), flags strip on the green/white seam, benefits + video, neutral pricing comparison, products cards, security split, Forest testimonial carousel, business split, tapestry app band, neutral coverage grid, disclaimer card, neutral footer. Display type: Plus Jakarta Sans 800 as the Wise Sans stand-in (0.9032x the Wise Sans size, -0.095em, word-spacing 0.13em, same-colour 0.03em stroke, uppercase, measured px line boxes, each headline placed by its measured cap-top ink y); everything else Inter 400/600. Headings #0E0F0C on every white or neutral band, #163300 only on Bright Green. Voice: the homepage voice (kit.voice.notes, the guide's Converting customers tone); no international glyphs and no secondary colours on this page. Nav, footer and legal labels verbatim and in order. Every image slot uses study.slot_assets | Live numbers (exchange rate, amounts, fees) may change but keep the reference values for a rebuild; testimonial cards beyond the first two are off-screen |
| Campaign landing page (guide-led) | 5 | Open and close on green; Wise Sans headline, optionally with up to 3 international glyphs; a tapestry or bold lifestyle photo; secondary colours only after green is established; Standing out tone | Which secondary colour; tapestry vs photo |
| Product screen | 1 | White first, neutral, content greys, Forest for interactivity, a pop of Bright Green; Inter only, Wise Sans only on success, success-progress and feature-intro screens | Dark mode |
| Social / Instagram story | 4 | Start and end with green; dial secondary colours up as the story goes | Colour sequence |
| Video | 3 | Snappy, fluid, intuitive motion; captions reviewed; no more than three colour flashes per second | Cuts and transitions |

## Make it your own

Keep the system: color roles and proportions, type, layout, components, the signature moves, the voice traits and rules. Replace everything that is Wise's own: name and logo, positioning, pillars, proof, taglines, boilerplate and any real line quoted above. kit.json lists these under make_it_yours.

## Not published

- Full verbatim text of testimonial quotes 1-3 and of homepage footnotes 1-3: this book carries 15-word verbatim excerpts and a marked paraphrase; request permission to reproduce the full text if exact copy is needed
- Wise Sans font files and licence: proprietary, not published for third parties; stand-in calibrated instead
- Typography text styles (Product / Editorial size tables): tab content not captured in the archived page; not published here
- Illustration chapter body: archived snapshots captured only the intro (2026-04-26 and earlier attempts empty)
- Tapestries chapter body: archived snapshots captured only the intro paragraph
- Icon grid, stroke weight and corner radius values: not published
- Logo clear space in units other than "one Fast Flag", and Fast Flag proportions: not published
- Colour proportions as percentages: not published (order only)
- Dark mode hex values: not published (only that the colours work in dark mode)
- Motion durations and easing curves: not published (principles only; two site transitions measured)
- Cards, padding, focus states, size, promo assets, vocabulary and grammar pages: listed in the guide nav but not captured
- Hover/focus/pressed states for the Bright Green and outlined buttons: not measured
- Postal address and phone number: not on the homepage footer
- Secondary colour good/bad combination pairs: shown as swatches only; exact pairs not captured as text

Logos and reference images belong to Wise. Look at them on Wise's own pages; don't reuse them.
